FinPro, Beyond Numbers

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Cash Flow Management

What it is

Understanding and planning the movement of cash in and out of the business: what's coming in, what's going out, and when.

Why it matters

Profit on paper doesn't pay salaries; cash does. Many businesses that fail are actually profitable; they simply run out of cash at the wrong moment. Visibility turns that risk into something you can see and manage.

What makes it work

  • A rolling short-term forecast (for example, the next 13 weeks)
  • Understanding the gap between paying suppliers and getting paid
  • Knowing the minimum cash buffer the business needs to stay safe
  • Reviewing the forecast regularly as reality changes

One Pager

Cash-Flow-Warning-Signs

The early signals that a cash squeeze may be coming, before it reaches your bank balance. Learn what to look for, so you can act while you still have room to.

Cash-Flow-KPI-Cheat-Sheet

The cash-flow numbers worth watching, on a single page. Understand which metrics point to health and which point to trouble, so you always know where your cash really stands.

CashFlow

Profit and cash are not the same thing, and the gap is where businesses get caught out. This one-pager explains what to watch in your cash flow so a squeeze does not take you by surprise.

Template

Cash-Flow-Meeting-Agenda-Template

A ready-to-use agenda for a focused cash-flow meeting. Keep the conversation on what matters, what is coming in, what is going out and what to act on, so cash gets the attention it deserves.

Checklist

Cash-Flow-Quick-Checklist

A quick checklist to take the temperature of your cash position. Run through it to see, in minutes, whether your cash flow is under control or needs a closer look.

13-Week-Forecast-Readiness-Checklist

Before you build a 13-week cash forecast, make sure it will hold up. This checklist covers what you need in place first, so you get a forecast you can run the business on, not one you stop trusting by week three.

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This material is provided for general education, based on FinPro's experience and methodology. It is not financial, legal, or tax advice, consult a qualified professional before acting on it.